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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Online Bill Pay

Business runs much more smoothly when everyone gets paid on time. Online bill pay makes the process simple and convenient.

Contact Us to Enroll
Online bill pay lets you pay bills from the convenience of your laptop or tablet.
Click Here to view compatible browsers.
  • Set up single or recurring bill payments
  • Get email notifications when payment occurs
  • Get email alerts when changes are made to payees or new payments are set up
  • Receive, pay and file your bills
  • Get reports on bills scheduled, paid and cancelled
  • Terms up to 30 years fully amortized
  • Small businesses must qualify for a USDA loan. The qualification criteria include size requirements, financial standing and being in a for-profit industry.
  • $9.99 monthly fee for online banking and bill pay

What our
customers say

A personal relationship with my bank is so important. I can depend on First Citizens to get things done.

– First Citizens National Bank customer