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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

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Cleveland Chattanooga

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Welcome to Unbelievably Good Banking

Stay informed

    • News: FirstCNB Ranks  #19 in Best Banks to Work For in U.S.
  • News: FirstCNB Earns Bauer Financial 5-Star 2018 Rating
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  • News: FirstCNB Ranks in Top 200 Community Banks
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Stay informed

    • News: Southern Heritage Bank Ranks in Top 200 Community Banks
      Read more >
  • News: SHB Ranks 28th Best Banks to Work in US
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  • News: SHB Becomes a Division of First Citizens National Bank
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    Protect Your Good Name. Click to learn more about ID Experts   Use our mobile banking app and you are Good to go. Click for more information.
    Protect Your Good Name. Click to learn more about ID Experts   Use our mobile banking app and you are Good to go. Click for more information.

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UNBELIEVABLY GOOD

For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.

 

Unbelievably GOOD

Since first opening our doors in 1999, Southern Heritage Bank has been committed to providing hometown banking for families and businesses throughout Cleveland-Bradley County. Today, as a division of First Citizens National Bank, our commitment to you is better than ever. In fact, it is Unbelievably GOOD!
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