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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

  • The Story Behind the Tree
  • Improved Debit Card Protection
  • Online Banking Conversion
  • Combined Statements

 

Online Banking Conversion

Welcome to Unbelievably Good Banking

Southern Heritage Bank's Home Loan Dream Team

Southern Heritage Bank's Business Banking Team

Stay informed

    • News: FirstCNB Ranks in Top 200 Community Banks
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  • News: FirstCNB Earns Bauer Financial 5-Star 2017 Rating
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  • News: FirstCNB Ranks  #11 in Best Banks to Work For in U.S.
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Stay informed

    • News: Southern Heritage Bank Ranks in Top 200 Community Banks
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  • News: SHB Ranks 28th Best Banks to Work in US
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  • News: SHB Becomes a Division of First Citizens National Bank
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    Protect Your Good Name. Click to learn more about ID Experts   Use our mobile banking app and you are Good to go. Click for more information.
    Protect Your Good Name. Click to learn more about ID Experts   Use our mobile banking app and you are Good to go. Click for more information.

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125 YEARS FEELS UNBELIEVABLY GOOD

For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.

 

Unbelievably GOOD Things for Cleveland

Since first opening our doors in 1999, Southern Heritage Bank has been committed to providing hometown banking for families and businesses throughout Cleveland-Bradley County. Today, as a division of First Citizens National Bank, our commitment to you is better than ever. In fact, it is Unbelievably GOOD!
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