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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

First Connection Telephone Banking

Need account info after hours and don’t have access to a computer? No worries — your account information is just a phone call away. Call 731.286.5064

Contact Us
First Citizens National Bank offers a free telephone banking service that gives you 24/7 access to your account information by touching the keypad or using simple voice commands.
  • Manage a variety of accounts including checking, savings, IRAs and loans
  • Check balance, hear recent transactions and verify whether a specific check has cleared
  • Make transfers, loan payments and check interest on accounts
  • Available to all First Citizens National Bank accountholders
  • Free to First Citizens National Bank accountholders


What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer