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Southern Heritage Bank is a division of FIRST CITIZENS NATIONAL BANK

Online Bill Pay

Is it possible to actually enjoy paying your bills? When it’s online, secure and easy to use — the answer is yes!

Enroll through Online Banking
Online bill pay lets you pay bills from the convenience of your laptop, tablet or smartphone.
Click Here to view compatible browsers.
  • Set up single or recurring bill payments
  • Get email notifications when payment occurs
  • Pay bills from multiple funding accounts
  • Electronically receive, pay and file your bills


What our
customers say

I highly, highly recommend First Citizens. The service is just that GOOD.

– First Citizens National Bank customer