Southern Heritage Bank is a division of
FIRST CITIZENS NATIONAL BANK
At First Citizens National Bank, we are passionate about showing our customers that we really care. That’s why we’ve collected these unbelievably good resources that give you the tools and information you need to expertly manage your finances.
The service at First Citizens is beyond just being great; it’s wonderful. They’re willing to do anything they can to help you.
– First Citizens National Bank customer
For over 125 years at First Citizens National Bank, we've tackled recessions, cleared hurdles and created solutions; but no matter the decade, we have always desired to be the best community bank we can be. We are simply passionate about giving our customers an experience that is unbelievably good.